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FIXnotes

TRU FI

CU

Macclenny, FL

Total Assets
$146M
—
Total Loans
$86M
—
COUNTRY FINANCIAL in FL reported a Texas Ratio of 2.7% in Q2 2026, up +2.2pp from the prior quarter. Nonperforming assets reached 0.60%, an increase of +0.49pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$28M32.1%——
1-4 family — junior lien$4M5.0%——
Multifamily$2M2.9%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →