TOWN AND COUNTRY
CUMINOT, ND
Total Assets
$771M
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Total Loans
$678M
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TOWN AND COUNTRY in ND reported a 10.4% Texas ratio in Q2 2026, up +8.8pp from the prior quarter. Nonperforming assets totaled 1.63%, an increase of +1.37pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $54M | 7.9% | — | — |
| 1-4 family — junior lien | $35M | 5.2% | — | — |
| Multifamily | $105M | 15.4% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
TOWN AND COUNTRY currently appears on: MBL Cap Pressure