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FIXnotes

RIPCO

CU

Rhinelander, WI

Total Assets
$189M
—
Total Loans
$128M
—
RIPCO in WI reported a Texas Ratio of 5.7% in Q2 2026, increasing +1.9pp from the prior quarter. Nonperforming assets rose to 0.90%, up +0.29pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$44M34.3%——
1-4 family — junior lien$7M5.5%——
Multifamily$228K0.2%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Wisconsin mortgage-note market & lender distress →