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FIXnotes

RIO GRANDE

CU

Albuquerque, NM

Total Assets
$666M
—
Total Loans
$431M
—
RIO GRANDE in NM reported a Texas Ratio of 5.4% in Q2 2026, up +0.2pp from the prior quarter. Nonperforming assets remained at 0.86%, unchanged sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$94M21.9%——
1-4 family — junior lien$28M6.5%——
Multifamily$4M0.9%——
FOUNDATION Consumer Auto New — Unlock to view
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FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

New Mexico mortgage-note market & lender distress →