POLISH NATIONAL
CUChicopee, MA
Total Assets
$765M
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Total Loans
$627M
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POLISH NATIONAL in MA reported a Texas Ratio of 2.2% in Q1 2026, rising +1.4pp from the prior quarter. Nonperforming assets increased +0.23pp to 0.37%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $380M | 60.7% | — | — |
| 1-4 family — junior lien | $60M | 9.5% | — | — |
| Multifamily | $12M | 1.9% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
POLISH NATIONAL currently appears on: MBL Cap Pressure