POLISH NATIONAL
CUChicopee, MA
Total Assets
$777M
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Total Loans
$641M
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POLISH NATIONAL in MA reported a 1.0% Texas Ratio in Q2 2026, declining -1.1pp from the prior quarter. Nonperforming assets fell to 0.17%, down -0.20pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $391M | 60.9% | — | — |
| 1-4 family — junior lien | $63M | 9.7% | — | — |
| Multifamily | $12M | 1.8% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
POLISH NATIONAL currently appears on: MBL Cap Pressure