PEOPLES
CUSPRINGFIELD, CO
Total Assets
$75M
—
Total Loans
$63M
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PEOPLES in CO reported a Texas Ratio of 0.7% in Q2 2026, down -0.2pp from the prior quarter. Nonperforming assets declined to 0.16%, a decrease of -0.07pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $24M | 37.8% | — | — |
| 1-4 family — junior lien | $67K | 0.1% | — | — |
| Multifamily | $698K | 1.1% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
PEOPLES currently appears on: MBL Cap Pressure