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FIXnotes

PELICAN STATE

CU

Baton Rouge, LA

Total Assets
$885M
—
Total Loans
$746M
—
PELICAN STATE in LA reported a Texas Ratio of 13.1% in Q2 2026, declining -1.1pp from the prior quarter. Nonperforming assets fell to 1.54%, down -0.15pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$106M14.3%——
1-4 family — junior lien$35M4.6%——
Multifamily$494K0.1%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Louisiana mortgage-note market & lender distress →