OUCU FINANCIAL CREDIT UNION, INC.
CUAthens, OH
Total Assets
$527M
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Total Loans
$416M
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OHIO UNIVERSITY in OH reported a Texas Ratio of 7.6% in Q2 2026, rising +2.3pp from the prior quarter. Nonperforming assets increased +0.34pp to 1.17%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $178M | 42.7% | — | — |
| 1-4 family — junior lien | $26M | 6.2% | — | — |
| Multifamily | $40M | 9.6% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
OUCU FINANCIAL CREDIT UNION, INC. currently appears on: Rising NPLs by Collateral (Credit Unions)