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FIXnotes

OREGON COMMUNITY

CU

Eugene, OR

Total Assets
$3.6B
Total Loans
$3.2B
OREGON COMMUNITY in OR reported a 11.1% Texas Ratio in Q1 2026, declining -3.3pp from the prior quarter. Nonperforming assets fell to 1.33%, down -0.44pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$589M18.5%
1-4 family — junior lien$282M8.9%
Multifamily$85M2.7%
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FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Oregon mortgage-note market & lender distress →