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FIXnotes

OREGON COMMUNITY

CU

Eugene, OR

Total Assets
$3.7B
—
Total Loans
$3.3B
—
OREGON COMMUNITY in OR reported a 11.2% Texas ratio in Q2 2026, rising +1.4pp from the prior quarter. Nonperforming assets increased +0.16pp to 1.49%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$580M17.7%——
1-4 family — junior lien$288M8.8%——
Multifamily$80M2.4%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Oregon mortgage-note market & lender distress →