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FIXnotes

OKALOOSA COUNTY TEACHERS

CU

Crestview, FL

Total Assets
$135M
—
Total Loans
$55M
—
OKALOOSA COUNTY TEACHERS in FL reported a Texas ratio of 5.7% in Q2 2026, declining -0.2pp from the prior quarter. Nonperforming assets fell to 1.39%, down -0.05pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$2M4.5%——
1-4 family — junior lien$2M3.7%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →