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FIXnotes

NORTHERN INDIANA

CU

Merrillville, IN

Total Assets
$42M
—
Total Loans
$29M
—
NORTHERN INDIANA in IN reported a Texas ratio of 1.1% in Q2 2026, down -0.8pp from the prior quarter. Nonperforming assets declined to 0.15%, a -0.11pp decrease from Q2 2026's predecessor.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$6M20.3%——
1-4 family — junior lien$2M8.1%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Indiana mortgage-note market & lender distress →