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FIXnotes

NORTH STAR COMMUNITY

CU

Maddock, ND

Total Assets
$471M
Total Loans
$321M
NORTH STAR COMMUNITY in ND reported a Texas Ratio of 11.4% in Q1 2026, down -0.2pp from the prior quarter. Nonperforming assets stood at 2.32%, an increase of +0.04pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$19M6.0%
1-4 family — junior lien$13M3.9%
Multifamily$229K0.1%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

North Dakota mortgage-note market & lender distress →