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FIXnotes

NORSTAR

CU

Britton, SD

Total Assets
$79M
—
Total Loans
$51M
—
NORSTAR in SD reported a Texas Ratio of 0.4% in Q2 2026, up +0.4pp from the prior quarter. Nonperforming assets totaled 0.09%, increasing +0.09pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$9M17.7%——
1-4 family — junior lien$391K0.8%——
Multifamily$975K1.9%——
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FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

South Dakota mortgage-note market & lender distress →