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FIXnotes

NAVY FEDERAL CREDIT UNION

CU

VIENNA, VA

Total Assets
$204.4B
—
Total Loans
$146.3B
—
NAVY FEDERAL CREDIT UNION in VA reported a Texas Ratio of 8.4% in Q2 2026, up +0.4pp from the prior quarter. Nonperforming assets increased to 1.58%, a +0.08pp rise sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$59.6B40.7%——
1-4 family — junior lien$9.2B6.3%——
Multifamily$156M0.1%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Virginia mortgage-note market & lender distress →