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FIXnotes

MUTUAL

CU

Vicksburg, MS

Total Assets
$529M
—
Total Loans
$294M
—
MUTUAL in MS reported a 1.08% nonperforming loan ratio in Q2 2026, up +0.22pp from the prior quarter. The institution's Texas ratio increased +0.8pp to 4.4%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$58M19.6%——
1-4 family — junior lien$12M4.1%——
Multifamily$2M0.6%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Mississippi mortgage-note market & lender distress →