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FIXnotes

MILL TOWN

CU

EVERETT, WA

Total Assets
$60M
—
Total Loans
$43M
—
MILL TOWN in WA reported a Texas ratio of 6.6% in Q2 2026, down -1.9pp from the prior quarter. Nonperforming assets declined to 2.18%, a -0.43pp decrease quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$2M3.8%——
1-4 family — junior lien$8M17.6%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Washington mortgage-note market & lender distress →