MEMBERS HERITAGE
CULexington, KY
Total Assets
$591M
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Total Loans
$376M
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MEMBERS HERITAGE in KY reported a Texas Ratio of 4.5% in Q2 2026, up +1.9pp from the prior quarter. Nonperforming assets increased to 0.92%, a rise of +0.38pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $101M | 27.0% | — | — |
| 1-4 family — junior lien | $53M | 14.1% | — | — |
| Multifamily | $2M | 0.6% | — | — |
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| FOUNDATION Consumer Auto Used — Unlock to view | ||||
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
MEMBERS HERITAGE currently appears on: Rising NPLs by Collateral (Credit Unions)