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FIXnotes

MASS. INSTITUTE OF TECH.

CU

Lexington, MA

Total Assets
$743M
Total Loans
$536M
MASS. INSTITUTE OF TECH. in MA reported a Texas Ratio of 7.8% in Q1 2026, down -0.5pp from the prior quarter. Nonperforming assets declined to 1.05%, a decrease of -0.06pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$375M69.9%
1-4 family — junior lien$69M12.9%
Multifamily$3M0.5%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Massachusetts mortgage-note market & lender distress →