INSIGHT
CUWINTER SPRINGS, FL
Total Assets
$629M
—
Total Loans
$376M
—
INSIGHT in FL reported a Texas Ratio of 6.3% in Q2 2026, up +0.3pp from the prior quarter. Nonperforming assets stood at 1.13%, an increase of +0.01pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $53M | 14.0% | — | — |
| 1-4 family — junior lien | $42M | 11.3% | — | — |
| Multifamily | $1M | 0.3% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
INSIGHT currently appears on: MBL Cap Pressure