INROADS
CUSaint Helens, OR
Total Assets
$335M
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Total Loans
$251M
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INROADS in OR reported a Texas Ratio of 9.9% in Q1 2026, down -0.5pp from the prior quarter. Nonperforming assets declined to 1.10%, a decrease of -0.06pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $71M | 28.4% | — | — |
| 1-4 family — junior lien | $28M | 11.1% | — | — |
| Multifamily | $22M | 8.9% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
INROADS currently appears on: Auto NPL Trend