INROADS
CUSaint Helens, OR
Total Assets
$340M
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Total Loans
$254M
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INROADS in OR reported a Texas Ratio of 10.0% in Q2 2026, up +0.6pp from the prior quarter. Nonperforming assets totaled 1.15%, an increase of +0.04pp from the previous period.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $73M | 28.5% | — | — |
| 1-4 family — junior lien | $29M | 11.6% | — | — |
| Multifamily | $20M | 7.8% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.