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FIXnotes

HIGHMARK

CU

RAPID CITY, SD

Total Assets
$260M
Total Loans
$192M
HIGHMARK in SD reported a Texas Ratio of 9.4% in Q1 2026, up +1.8pp from the prior quarter. Nonperforming assets increased +0.17pp to 0.96%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$57M29.4%
1-4 family — junior lien$22M11.5%
Multifamily$1M0.7%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

South Dakota mortgage-note market & lender distress →