HERITAGE
CUNewburgh, IN
Total Assets
$1.1B
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Total Loans
$720M
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HERITAGE in IN reported a Texas Ratio of 0.9% in Q1 2026, declining -0.7pp from the prior quarter. Nonperforming assets totaled 0.15%, down -0.12pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $256M | 35.5% | — | — |
| 1-4 family — junior lien | $68M | 9.4% | — | — |
| Multifamily | $11M | 1.5% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
HERITAGE currently appears on: Under-Reserved Lenders