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FIXnotes

HAR-CO

CU

BEL AIR, MD

Total Assets
$286M
—
Total Loans
$192M
—
HAR-CO in MD reported a Texas Ratio of 9.6% in Q2 2026, rising +5.9pp from the prior quarter. Nonperforming assets increased +0.89pp to 1.43%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$99M51.4%——
1-4 family — junior lien$28M14.4%——
Multifamily$2M0.9%——
FOUNDATION Consumer Auto New — Unlock to view
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FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Maryland mortgage-note market & lender distress →