GULF
CUGroves, TX
Total Assets
$349M
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Total Loans
$207M
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GULF in TX reported a Texas ratio of 2.6% in Q2 2026, up +0.5pp from the prior quarter. Nonperforming assets increased +0.08pp to 0.45%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $33M | 15.9% | — | — |
| 1-4 family — junior lien | $3M | 1.3% | — | — |
| Multifamily | $1M | 0.5% | — | — |
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| FOUNDATION Consumer Auto Used — Unlock to view | ||||
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
GULF currently appears on: Auto Concentration