FLORIDA
CUGAINESVILLE, FL
Total Assets
$2.8B
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Total Loans
$2.3B
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FLORIDA in FL reported a Texas Ratio of 4.8% in Q2 2026, rising +0.8pp from the prior quarter. Nonperforming assets increased +0.12pp to 0.80%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $215M | 9.4% | — | — |
| 1-4 family — junior lien | $110M | 4.8% | — | — |
| Multifamily | $17M | 0.7% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
FLORIDA currently appears on: Auto Concentration