FIRST COMMUNITY
CUJamestown, ND
Total Assets
$1.5B
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Total Loans
$1.1B
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FIRST COMMUNITY in ND reported a Texas ratio of 3.5% in Q2 2026, up +0.8pp from the prior quarter. Nonperforming assets totaled 0.61%, an increase of +0.14pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $159M | 14.0% | — | — |
| 1-4 family — junior lien | $35M | 3.1% | — | — |
| Multifamily | $125M | 11.0% | — | — |
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
FIRST COMMUNITY currently appears on: MBL Cap Pressure