FIRST CAROLINA PEOPLE'S
CUGOLDSBORO, NC
Total Assets
$33M
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Total Loans
$28M
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FIRST CAROLINA PEOPLE'S in NC reported a Q2 2026 Texas Ratio of 51.1%, declining -7.4pp from the prior quarter. Nonperforming assets fell to 5.79%, a -1.20pp improvement quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $18M | 62.4% | — | — |
| 1-4 family — junior lien | $2M | 8.6% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
FIRST CAROLINA PEOPLE'S currently appears on: Texas Ratio Watch