EXCITE
CUSan Jose, CA
Total Assets
$614M
—
Total Loans
$462M
—
EXCITE in CA reported a 5.4% Texas Ratio in Q2 2026, down -3.5pp from the prior quarter. Nonperforming assets fell to 0.54%, a -0.38pp decline quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $196M | 42.5% | — | — |
| 1-4 family — junior lien | $44M | 9.6% | — | — |
| Multifamily | $2M | 0.3% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
EXCITE currently appears on: Net Worth Distress