Skip to content
FIXnotes

EDUCATORS

CU

Racine, WI

Total Assets
$4.0B
—
Total Loans
$2.6B
—
EDUCATORS in WI reported a Texas Ratio of 4.5% in Q2 2026, up +1.3pp from the prior quarter. Nonperforming assets rose to 0.97%, an increase of +0.30pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$1.4B55.2%——
1-4 family — junior lien$273M10.7%——
Multifamily$92M3.6%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Wisconsin mortgage-note market & lender distress →