EAST COUNTY SCHOOLS
CUEL CAJON, CA
Total Assets
$147M
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Total Loans
$83M
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EAST COUNTY SCHOOLS in CA reported a Texas Ratio of 7.5% in Q2 2026, rising +6.4pp from the prior quarter. Nonperforming assets increased +1.09pp to 1.28% of total assets.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $28M | 34.2% | — | — |
| 1-4 family — junior lien | $16M | 19.4% | — | — |
| Multifamily | $1M | 1.7% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
EAST COUNTY SCHOOLS currently appears on: Rising NPLs by Collateral (Credit Unions)