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FIXnotes

CREDIT UNION OF TEXAS

CU

Allen, TX

Total Assets
$2.7B
Total Loans
$2.2B
CREDIT UNION OF TEXAS in TX reported a Texas ratio of 14.3% in Q1 2026, declining -1.9pp from the prior quarter. Nonperforming assets fell to 1.47%, down -0.28pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$494M22.9%
1-4 family — junior lien$301M14.0%
Multifamily$4M0.2%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →