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FIXnotes

CREDIT UNION OF TEXAS

CU

Allen, TX

Total Assets
$2.6B
—
Total Loans
$2.0B
—
CREDIT UNION OF TEXAS in TX reported a Texas Ratio of 14.4% in Q2 2026, rising +0.2pp from the prior quarter. Nonperforming assets increased +0.12pp to 1.59%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$494M24.9%——
1-4 family — junior lien$282M14.2%——
Multifamily$4M0.2%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →