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FIXnotes

CREDIT UNION OF GEORGIA

CU

Woodstock, GA

Total Assets
$766M
—
Total Loans
$530M
—
CREDIT UNION OF GEORGIA in GA reported a Texas Ratio of 6.5% in Q2 2026, rising +2.1pp from the prior period. Nonperforming assets increased +0.32pp to 1.00%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$152M28.7%——
1-4 family — junior lien$171M32.4%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Georgia mortgage-note market & lender distress →