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FIXnotes

COMMUNITY FIRST CREDIT UNION OF FLO

CU

JACKSONVILLE, FL

Total Assets
$3.2B
—
Total Loans
$2.4B
—
COMMUNITY FIRST CREDIT UNION OF FLO in FL reported a Texas Ratio of 3.5% in Q2 2026, rising +0.2pp from the prior quarter. Nonperforming assets accounted for 0.63%, up +0.03pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$736M30.9%——
1-4 family — junior lien$172M7.2%——
Multifamily$6M0.3%——
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FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →