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FIXnotes

COMMUNITY 1ST

CU

Miles City, MT

Total Assets
$44M
Total Loans
$33M
COMMUNITY 1ST in MT reported a Texas Ratio of 7.4% in Q1 2026, stable from the prior quarter. Nonperforming assets rose to 1.07%, an increase of +0.01pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$11M34.1%
1-4 family — junior lien$2M6.3%
Multifamily$649K2.0%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Montana mortgage-note market & lender distress →