COMMONWEALTH
CUFrankfort, KY
Total Assets
$2.9B
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Total Loans
$2.2B
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COMMONWEALTH in KY reported a Texas ratio of 5.3% in Q2 2026, up +1.2pp from the prior quarter. Nonperforming assets increased +0.20pp to 0.87%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $678M | 31.4% | — | — |
| 1-4 family — junior lien | $262M | 12.1% | — | — |
| Multifamily | $61M | 2.8% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
COMMONWEALTH currently appears on: Rising NPLs by Collateral (Credit Unions)