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FIXnotes

COGIC

CU

Lafayette, LA

Total Assets
$369K
Total Loans
$225K
COGIC in LA reported a 18.9% Texas ratio in Q1 2026, rising +1.9pp from the prior quarter. Nonperforming assets accounted for 2.03% of total loans, an increase of +0.09pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$00.0%
1-4 family — junior lien$53K23.5%
Multifamily$00.0%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Louisiana mortgage-note market & lender distress →