COBALT
CUPapillion, NE
Total Assets
$1.3B
—
Total Loans
$1.1B
—
COBALT in NE reported a Texas ratio of 6.3% in Q2 2026, up +0.7pp from the prior quarter. Nonperforming assets totaled 0.80%, an increase of +0.11pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $171M | 15.7% | — | — |
| 1-4 family — junior lien | $158M | 14.6% | — | — |
| Multifamily | $89M | 8.2% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
COBALT currently appears on: Auto NPL Trend