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FIXnotes

BILLERICA MUNICIPAL EMPLOYEES

CU

BILLERICA, MA

Total Assets
$24M
—
Total Loans
$6M
—
BILLERICA MUNICIPAL EMPLOYEES in MA reported a 0.0% Texas ratio in Q2 2026, -0.1pp from the prior quarter. Nonperforming assets 0.00% of total assets, down -0.07pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$2M37.1%——
1-4 family — junior lien$00.0%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Massachusetts mortgage-note market & lender distress →