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FIXnotes

ARIZONA CENTRAL

CU

Phoenix, AZ

Total Assets
$734M
Total Loans
$604M
ARIZONA CENTRAL in AZ reported a Texas Ratio of 6.4% in Q1 2026, down -0.2pp from the prior quarter. Nonperforming assets totaled 0.67%, declining -0.02pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$117M19.3%
1-4 family — junior lien$104M17.2%
Multifamily$4M0.6%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Arizona mortgage-note market & lender distress →