AMERICU
CURome, NY
Total Assets
$3.0B
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Total Loans
$2.6B
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AMERICU in NY reported a Texas Ratio of 15.2% in Q2 2026, rising +4.5pp from the prior quarter. Nonperforming assets increased +0.61pp to 1.89%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $950M | 37.0% | — | — |
| 1-4 family — junior lien | $271M | 10.5% | — | — |
| Multifamily | $103M | 4.0% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
AMERICU currently appears on: Rising NPLs by Collateral (Credit Unions)