AMERICAN HERITAGE
CUPhiladelphia, PA
Total Assets
$5.4B
—
Total Loans
$3.7B
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AMERICAN HERITAGE in PA reported a 15.4% Texas Ratio in Q2 2026, rising +8.0pp from the prior quarter. Nonperforming assets increased to 1.23%, up +0.33pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $786M | 21.0% | — | — |
| 1-4 family — junior lien | $547M | 14.6% | — | — |
| Multifamily | $141M | 3.8% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
AMERICAN HERITAGE currently appears on: Rising NPLs by Collateral (Credit Unions) · OREO Accumulators