AMERICAN FIRST
CUBREA, CA
Total Assets
$1.3B
—
Total Loans
$1.1B
—
AMERICAN FIRST in CA reported a Texas ratio of 1.0% in Q1 2026, declining -0.2pp from the prior quarter. Nonperforming assets fell to 0.12%, down -0.03pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $135M | 12.1% | — | — |
| 1-4 family — junior lien | $29M | 2.6% | — | — |
| Multifamily | $153M | 13.7% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.