AMERICAN FIRST
CUBREA, CA
Total Assets
$1.4B
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Total Loans
$1.2B
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AMERICAN FIRST in CA reported a Texas Ratio of 1.3% in Q2 2026, rising +0.3pp from the prior quarter. Nonperforming assets totaled 0.16%, up +0.04pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $124M | 10.7% | — | — |
| 1-4 family — junior lien | $31M | 2.6% | — | — |
| Multifamily | $153M | 13.2% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
AMERICAN FIRST currently appears on: Auto NPL Trend