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FIXnotes

ALLIANCE

CU

Lubbock, TX

Total Assets
$1.1B
—
Total Loans
$903M
—
ALLIANCE in TX reported a Texas Ratio of 7.8% in Q2 2026, up +2.2pp from the prior quarter. Nonperforming assets rose to 1.07%, an increase of +0.30pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$336M37.2%——
1-4 family — junior lien$90M9.9%——
Multifamily$29M3.2%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →