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FIXnotes

802

CU

Barre, VT

Total Assets
$500M
Total Loans
$379M
802 in VT reported a Texas ratio of 7.7% in Q1 2026, up +1.2pp from the prior quarter. Nonperforming assets rose to 1.26%, an increase of +0.21pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$207M54.5%
1-4 family — junior lien$65M17.1%
Multifamily$88K0.0%
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FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Vermont mortgage-note market & lender distress →