Free Training

Learn Mortgage Note Investing

Free video courses covering everything from note investing basics to building a scalable real estate portfolio.

The $1M Real Estate Roadmap

4 lessons54 min

Learn how to build a 7-figure portfolio and a lucrative career using non-performing mortgage notes. Instead of owning properties, you become the bank — owning the debt secured to homes, earning cash flow without tenants or repairs, wholesaling deals for quick profits, and fixing non-performing notes for outsized returns. 14 years of mortgage note investing experience distilled into four lessons.

Lost to Finding Your Purpose

From lost college student to full-time note investor — the five-step model that replaced rental headaches with laptop-based cash flow.

10 min 2

Choose Your Path

Three paths to wealth with mortgage notes — passive performing note income, active NPL returns, and capital-free entry through matchmaking.

17 min 3

Build Your Modular Machine

The modular note investing machine — a repeatable cash flow system built over $992K in trial-and-error, generating $11K+/day since 2011.

12 min 4

Bring In the Deal Flow

How to build predictable, repeatable deal flow — from seller relationships and infrastructure to exclusive access to institutional loan portfolios.

15 min

Mortgage Notes 101

3 lessons55 min

Everything you need to know to understand mortgage notes, how NPL investing works, and the role of note brokers in the secondary market.

What Is a Mortgage Note?

Understand the legal instrument at the heart of note investing — the promissory note, deed of trust, and how they work together to secure a loan.

5 min 2

How NPL Investing Works

Learn how NPL investing works — from the win-win-win philosophy to first vs. second liens, exit strategies, and real-world case studies.

20 min 3

Brokering & Matchmaking Notes

Learn how to build a lucrative note business without investing your own capital by becoming a mortgage note matchmaker who connects buyers and sellers.

30 min

How to Invest in Mortgage Notes

4 modules23 lessons2 hrs 44 min

Free comprehensive course covering the full note investing workflow — from setting up your business to acquiring, analyzing, and resolving non-performing loans.

Foundations of Note Investing

5 lessons31 min

Build on the basics — understand the full note investing business, its history, asset types, strategies, and how to set up your company to start buying notes.

Introduction & Course Overview

What this course covers, who it's for, prerequisites, and what you'll be able to do after completing it — your roadmap to mortgage note investing.

5 min 2

Life Cycle of a Note

How a mortgage note is originated, becomes non-performing, gets charged off, sold to investors, and resolved — the full lifecycle every buyer must know.

6 min 3

History of the Opportunity

How the secondary mortgage market developed from medieval property law to the modern opportunity for private investors buying non-performing notes.

6 min 4

Note Investing Today

How to identify different types of notes on the market and choose the right investment strategy for your situation, risk tolerance, and capital level.

7 min 5

Setting Up Your Business

How to choose your entity type, name your company, and set up the essential tools and accounts to start buying mortgage notes professionally.

7 min

Acquisitions

5 lessons34 min

Learn how to find mortgage notes for sale, evaluate sellers, read loan tapes, price assets, and build a repeatable deal pipeline.

Sources of Mortgage Notes

The full supply chain of mortgage notes -- from banks and hedge funds to exchanges, brokers, and the FIXnotes marketplace.

7 min 2

Vetting Your Loan Seller

The four critical questions to ask every loan seller before spending time or money on due diligence — and how the answers reveal deal quality.

6 min 3

Reading the Data Tape

How to read a loan tape, understand key data columns, and quickly filter a portfolio down to your criteria before spending time on due diligence.

7 min 4

How to Price & Submit Bids

Pricing methodologies for performing and non-performing notes, bid templates, and the difference between indicative and final offers.

7 min 5

The Note Investor Funnel

How to build a repeatable pipeline from sourcing leads to closing deals and systematize your acquisition process for consistent deal flow.

7 min

Due Diligence

6 lessons46 min

Master the research and analysis process — from collateral review and title search to property valuation and borrower profiling — before you fund a deal.

Due Diligence Overview

Due diligence framework for note investors -- from free pre-bid screening to vendor analysis -- so you spend money only on loans worth buying.

7 min 2

Auditing the Collateral File

The four documents you need to legally own and enforce a mortgage note -- and the audit process that ensures you have them before you fund.

8 min 3

Title, Taxes, and Liens

How to research title ownership, check property tax status, identify encumbrances, and verify your modeled equity position in the public record.

8 min 4

Property Value and Condition

Property valuation methods for note investors -- from free AVMs to paid BPOs -- plus how to assess occupancy and condition.

8 min 5

Borrower Research

How to read a credit report, analyze the senior lien trade line, research bankruptcy on PACER, and extract intelligence for pricing.

8 min 6

Finalizing Your Offer

How to compare due diligence findings against initial assumptions, calculate price adjustments, and submit a defensible final offer.

7 min

Resolutions & Servicing

7 lessons53 min

Everything after closing -- from servicing transfer and borrower contact to exit strategies, foreclosure, and scaling your portfolio.

Closing & Servicing Transfer

What happens after you buy a note -- servicer onboarding, full-service vs. client-managed servicing, and the four-step resolution workflow.

7 min 2

Contacting the Borrower

How to make first contact with an NPL borrower, lead with empathy, ask the three critical questions, and present resolution options.

7 min 3

Loan Modifications & Payment Plans

How to structure forbearance, interest-only mods, fully amortized modifications, and reinstatements to convert NPLs into monthly cash flow.

8 min 4

Discounted Payoffs

How to structure, negotiate, and close a discounted payoff -- the fastest way to recover capital on a non-performing note.

7 min 5

Deed-in-Lieu & Short Sales

Deed-in-lieu vs. short sale -- how to structure each cooperative exit strategy and determine which path fits the borrower and deal.

8 min 6

Foreclosure

Foreclosure as the backstop for note resolutions -- judicial vs. non-judicial processes, key documents, timelines, and investor decisions.

8 min 7

Selling Notes & Portfolio Management

How to sell performing and non-performing notes, structure partial sales, and build a portfolio monitoring system that keeps cash flowing.

8 min

Accelerator

Become a Certified Mortgage Note Specialist

Whether you want to build your own note portfolio or become a mortgage note matchmaker earning transaction fees, the Accelerator fast-tracks you with structured modules, knowledge checks, and a real-world capstone simulation.

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