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FIXnotes
Free Training

Due Diligence

6 lessons46 min

Master the research and analysis process — from collateral review and title search to property valuation and borrower profiling — before you fund a deal.

Due Diligence is the discipline that separates investors from speculators. The course walks through all four tracks: collateral valuation via BPO or AVM, borrower scrub via PACER and credit reports, title search and chain of title verification, and loan-document audit.

You learn the seven need-to-have fields on any data tape that gate every bid, how to spot a broken chain of title, and the red flags that should kill a deal before you spend due-diligence dollars on it. Tools, templates, and checklists included.

Lessons

1
Due Diligence Overview
Due diligence framework for note investors -- from free pre-bid screening to vendor analysis -- so you spend money only on loans worth buying.
7 min2
Auditing the Collateral File
The four documents you need to legally own and enforce a mortgage note -- and the audit process that ensures you have them before you fund.
8 min3
Title, Taxes, and Liens
How to research title ownership, check property tax status, identify encumbrances, and verify your modeled equity position in the public record.
8 min4
Property Value and Condition
Property valuation methods for note investors -- from free AVMs to paid BPOs -- plus how to assess occupancy and condition.
8 min5
Borrower Research
How to read a credit report, analyze the senior lien trade line, research bankruptcy on PACER, and extract intelligence for pricing.
8 min6
Finalizing Your Offer
How to compare due diligence findings against initial assumptions, calculate price adjustments, and submit a defensible final offer.
7 min
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Free Note Investor Workshop

Learn notes by pricing one.

Analyze a training loan modeled on a real deal, then submit practice offers on loans that actually sold.

  • No credit card
  • No email needed to start
  • 7 steps · about 70 min
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The workshop’s training loan on FIXnotes: a non-performing second lien with its balance, borrower and equity waterfall