GERMAN-AMERICAN STATE BANK
BANKGERMAN VALLEY, IL · NM
Total Assets
$1.7B
—
Total Loans
$1.1B
—
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| Real estate (all) | — | — | — | — |
| Commercial real estate | — | — | — | — |
| Construction & land | — | — | — | — |
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION Non-residential CRE — Unlock to view | ||||
| FOUNDATION Residential real estate — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
| FOUNDATION Other loans — Unlock to view | ||||
| FOUNDATION 1-4 family — 1st lien — Unlock to view | ||||
| FOUNDATION 1-4 family — junior lien — Unlock to view | ||||
| FOUNDATION 1-4 family — HELOC — Unlock to view | ||||
| FOUNDATION Multifamily — Unlock to view | ||||
| FOUNDATION CRE — owner-occupied — Unlock to view | ||||
| FOUNDATION CRE — non-owner-occupied — Unlock to view | ||||
| FOUNDATION Construction — 1-4 family — Unlock to view | ||||
| FOUNDATION Construction — other — Unlock to view | ||||
| FOUNDATION Commercial & industrial — Unlock to view | ||||
| FOUNDATION Consumer — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
GERMAN-AMERICAN STATE BANK currently appears on: Recent Acquirers · Charge-Off Velocity by Category
Recent acquisitions
Institutions GERMAN-AMERICAN STATE BANK absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter
- State Bank of Herscher
- Inherited NPL volume
- $2M
- Inherited NPL %
- 2.49%
- Total loans inherited
- $65M
- Total assets inherited
- $157M
- YTD charge-offs (at close)
- $0
- Last filing
- Mar 31, 2025
- Lena State Bank
- Inherited NPL volume
- $330K
- Inherited NPL %
- 0.52%
- Total loans inherited
- $63M
- Total assets inherited
- $97M
- YTD charge-offs (at close)
- $0
- Last filing
- Mar 31, 2025
- Northwest Bank of Rockford
- Inherited NPL volume
- $14M
- Inherited NPL %
- 4.13%
- Total loans inherited
- $341M
- Total assets inherited
- $483M
- YTD charge-offs (at close)
- $211K
- Last filing
- Mar 31, 2025
- State Bank
- Inherited NPL volume
- $782K
- Inherited NPL %
- 0.27%
- Total loans inherited
- $293M
- Total assets inherited
- $386M
- YTD charge-offs (at close)
- $-136K
- Last filing
- Mar 31, 2025
- State Bank of Davis
- Inherited NPL volume
- $764K
- Inherited NPL %
- 0.79%
- Total loans inherited
- $97M
- Total assets inherited
- $171M
- YTD charge-offs (at close)
- $-19K
- Last filing
- Mar 31, 2025