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FIXnotes

FIRST MID B&T NA

BANK

MATTOON, IL · N

Total Assets
$9.1B
—
Total Loans
$6.9B
—
4.0%
+0.3
FIRST MID B&T NA in IL reported a Texas ratio of 4.0% in Q2 2026, an increase of +0.3pp from the prior quarter. Nonperforming assets rose to 0.58%, up +0.05pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
Real estate (all)————
Commercial real estate————
Construction & land————
FOUNDATION Multifamily — Unlock to view
FOUNDATION Non-residential CRE — Unlock to view
FOUNDATION Residential real estate — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION Other loans — Unlock to view
FOUNDATION 1-4 family — 1st lien — Unlock to view
FOUNDATION 1-4 family — junior lien — Unlock to view
FOUNDATION 1-4 family — HELOC — Unlock to view
FOUNDATION Multifamily — Unlock to view
FOUNDATION CRE — owner-occupied — Unlock to view
FOUNDATION CRE — non-owner-occupied — Unlock to view
FOUNDATION Construction — 1-4 family — Unlock to view
FOUNDATION Construction — other — Unlock to view
FOUNDATION Commercial & industrial — Unlock to view
FOUNDATION Consumer — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Illinois mortgage-note market & lender distress →

Recent acquisitions

Institutions FIRST MID B&T NA absorbed since 2024 and the inherited portfolio's last-reported call-report figures. Why inherited portfolios matter

  • Two Rivers Bank & TrustBurlington, IA · Jun 12, 2026 · Merger
    Inherited NPL volume
    $11M
    Inherited NPL %
    1.25%
    Total loans inherited
    $876M
    Total assets inherited
    $1.2B
    YTD charge-offs (at close)
    $29K
    Last filing
    Mar 31, 2026