ZEAL
CULivonia, MI
Total Assets
$1.1B
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Total Loans
$715M
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ZEAL in MI reported a Texas Ratio of 5.1% in Q1 2026, up +0.3pp from the prior quarter. Nonperforming assets stood at 1.46%, increasing +0.01pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $284M | 39.7% | — | — |
| 1-4 family — junior lien | $100M | 14.0% | — | — |
| Multifamily | $21M | 3.0% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.