Skip to content
FIXnotes

WESTERN VISTA

CU

Cheyenne, WY

Total Assets
$281M
—
Total Loans
$206M
—
WESTERN VISTA in WY reported a Texas ratio of 5.0% in Q2 2026, up +1.0pp from the prior quarter. Nonperforming assets rose to 0.68%, an increase of +0.15pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$50M24.1%——
1-4 family — junior lien$23M11.1%——
Multifamily$4M1.9%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Wyoming mortgage-note market & lender distress →